Small Business Merchant Account
Power up your small business with a Payverge small business merchant account – we’re here to help you secure your revenue, prevent chargebacks, and keep the cash flowing so you can grow your business.
Cost and Cash Flow Efficiency
Simplified Payment Processing
Robust Chargeback Prevention
High-Risk / High-Volume Accounts
Simplified Global Market Access
Innovative Virtual Card Issuing
Build Big with the Right Merchant Account for Small Business
Running a neighborhood shop, a digital storefront, or offering local services? You need payment tools that won’t slow you down. Payverge delivers fast approvals, tough fraud defense, and straightforward systems—so you can stay focused on what matters: growing your business and keeping your customers happy.
Why Choose Payverge
Multi-Currency Support
Grow beyond borders with support for payments in 170+ currencies, designed to keep international fees low and your revenue flowing.
Competitive Rates
Our transparent pricing helps you keep more of what you earn. Ideal for small businesses looking to scale without the overhead.
Easy Integration
Start fast and stay efficient. Our solutions connect smoothly with leading small business tools, so you can focus on operations, not tech headaches.
Dedicated Experts
Get real help from real people. Our support team is here when you need guidance, not just during setup, but every step of the way.
How It Works
Apply Online
It all starts with our simple online application. Briefly describe your business, what industry you deal with, what monthly volumes you deal with, what product/service it is, and what processing history do you have? It takes a few moments.
Underwriting & Approval
As soon as we have your info,o we will start working with our highly skilled underwriting team. We will look at the documentation and find an appropriate match with our network of high-risk banking partners. We do that during this review as well: we also have clear communication between us: should we require some further documents or we have certain questions, we will provide them in time.
Onboarding & Integration
Once approved, we will take you step by step through the setup of your new merchant account. You will be given the payment gateway or API access credentials with which you can start processing. We have technical support that will facilitate the integration of the gateway into your website, shopping cart, or point of sale. All popular e-commerce solutions are supported by u, and we deliver both the plugins/SDKs.
Accept Payments & Grow
Begin accepting payments securely with your customers! It is then live and you can see and monitor all the transactions in real-time using our online dashboard,,d which has the analytics and reporting side. However, that is not all with our relationship. Your account is furnished by continuous monitoring of frauds and chargeback alerts/management, as well as compliance support.
About our services
Small Business Payment Gateway
Run your business without payment stress. Our secure gateway protects every transaction with encryption and real-time fraud monitoring, so your customers enjoy smooth, safe checkouts and you enjoy peace of mind.
Small Business Payment Processor
Simplify your financial workflow with payment processing built for small business. We help reduce chargebacks, support recurring payments, and give you the tools to manage revenue with ease.
Small Business Payment Solutions
Brick & Mortar
Run your physical storefront with confidence. Our small business merchant accounts are built for seamless in-store transactions, with POS systems that support major cards, tap-to-pay, and digital wallets. Give your customers a fast, frustration-free checkout experience.
Food & Beverage
Serve guests, not headaches. Our system connects with your existing POS for smooth tableside payments, delivery transactions, and online ordering—perfect for cafes, food trucks, or full-service restaurants.
Personal Services
Whether you run a spa, salon, or studio, we help you get paid your way. Accept payments at booking, after the appointment, or set up automated recurring billing. Flexible options designed for how your business works.
Contractors
Whether you're a landscaper, cleaner, or handyman, collecting payments shouldn't slow you down. With Payverge, you can send polished invoices, accept payments online, and monitor your cash flow—all while offering customers flexible, convenient ways to pay.
Ecommerce
Take your online store further with a small business merchant account built for growth. Our gateways integrate with major platforms, letting you accept payments globally while scaling your business with ease.
Healthcare & Wellness
From insurance co-pays to recurring patient payments, Payverge offers HIPAA-compliant solutions tailored for small healthcare providers. Dentists, chiropractors, and wellness clinics can streamline billing while maintaining compliance and patient trust.
Your Small Business Merchant Account
- Virtual Terminal
- Mobile Payments
- In-Store POS Support
- eCommerce Compatibility
Secure Payment Infrastructure with Payverge
When you're running a small business, trust isn't earned with promises, it's built through every transaction. Payverge gives you the tools to protect that trust with airtight payment security. Our systems are built to handle threats before they become problems, keeping your data locked down and your customers confident. From fraud detection to real-time risk monitoring, we give small businesses the same level of defense as the big players. Because growth only matters if it's protected.
Grow Smarter, Charge Back Less with Payverge
Starting with Payverge means skipping the friction and diving straight into results. We make setup seamless, so you can focus on what matters: keeping customers happy and money flowing. Here's what partnering with Payverge looks like:
Lean Costs: Transparent pricing built for businesses that watch every dollar.
Streamlined Transactions: One dashboard. All your payments. Zero chaos.
Chargeback Control: Tools that keep disputes from draining your revenue.
Small Biz Savvy: Solutions that make sense for real-world small business operations.
Worldwide Sales: Multi-currency support so you’re ready to sell anywhere.
Flexible Payments: Let customers pay their way, virtual cards, contactless, mobile, and more.
Ready to Get Started?
Don’t let the “high-risk” label hold your business back. With the right merchant account partner, even the most challenging industries can secure reliable payments and flourish. We have the experience, technology, and dedication to support your business every step of the way – from fast approvals to safeguarding your transactions long-term.
Take the next step now: Reach out to our team for a free consultation or simply fill out our quick application to apply for a high-risk merchant account today. The sooner you get set up, the sooner you can focus on growth without worrying about payments. Let us handle the risk and heavy lifting, so you can concentrate on what you do best – running your business successfully. We’re ready to help you succeed. Let’s get started!