Whether you’re processing payments over the phone, managing mail orders, or running a call center, Payverge delivers secure, high-performing MOTO merchant accounts. We understand the demands of remote transactions and provide fast approvals, strong fraud protection, and tailored solutions that keep your operations smooth and dependable.
Reach customers worldwide with support for over 170 currencies. Payverge makes remote billing simple and cost-effective with transparent conversion and settlement options.
Our pricing is structured to keep remote payment costs low. You get consistent rates with no surprises, helping you maintain profitability at scale.
Start processing quickly with virtual terminal access and API tools built for MOTO payments. We make setup simple and flexible, whether you’re using your system or ours.
You won’t be left sorting it out alone. Our team offers real support before, during, and after setup, with people who know MOTO processing and respond when you need them.
It all starts with our simple online application. Briefly describe your business, what industry you deal with, what monthly volumes you deal with, what product/service it is, and what processing history do you have? It takes a few moments.
As soon as we have your info,o we will start working with our highly skilled underwriting team. We will look at the documentation and find an appropriate match with our network of high-risk banking partners. We do that during this review as well: we also have clear communication between us: should we require some further documents or we have certain questions, we will provide them in time.
Once approved, we will take you step by step through the setup of your new merchant account. You will be given the payment gateway or API access credentials with which you can start processing. We have technical support that will facilitate the integration of the gateway into your website, shopping cart, or point of sale. All popular e-commerce solutions are supported by u, and we deliver both the plugins/SDKs.
Begin accepting payments securely with your customers! It is then live and you can see and monitor all the transactions in real-time using our online dashboard,,d which has the analytics and reporting side. However, that is not all with our relationship. Your account is furnished by continuous monitoring of frauds and chargeback alerts/management, as well as compliance support.
Our MOTO gateway is purpose-built for remote transactions, giving you a secure, PCI-compliant interface to process payments by phone or mail. With fast authorization and encrypted data handling, you get reliable service without the risk.
Payverge streamlines your MOTO payment operations with tools designed to reduce chargebacks and simplify financial oversight. From order entry to reporting, we help you manage remote billing efficiently and securely.
Accept phone payments for home services like HVAC, plumbing, appliance repair, and more. Payverge provides secure MOTO processing with built-in fraud checks and chargeback control—ideal for service-based businesses handling remote billing.
Process large volumes of card-not-present transactions with our secure virtual terminal. Designed for speed and compliance, Payverge helps call centers handle sensitive data responsibly while keeping operations running efficiently.
From pre-bookings to last-minute reservations, Payverge supports phone-based payments with tools for pre-authorization, delayed capture, and fraud prevention, built specifically for travel agencies, hotels, and tour providers.
Enable secure phone payments for clinics, private practices, chiropractors, and veterinary offices. Payverge’s MOTO solutions are built with features that support HIPAA compliance and safeguard sensitive patient and payment data.
Simplify tuition and enrollment payments over the phone with support for recurring billing and program-based subscriptions—perfect for schools, training providers, and certification platforms.
Accept donations by phone or mail with confidence. Our MOTO services offer secure processing, recurring giving tools, and built-in reporting, making it easier to track contributions and manage donor relationships.
Processing card payments by phone or mail requires more than just a payment terminal; it demands strong security, compliance, and systems built to handle the unique risks of remote transactions. Unfortunately, many traditional processors avoid MOTO merchants, labeling them as too risky due to higher chances of fraud and chargebacks.
At Payverge, we take a different approach. We specialize in supporting mail order and telephone order businesses with secure, scalable MOTO merchant accounts. Our infrastructure is designed to protect remote payments from day one, backed by fast approvals, fraud detection tools, and expert support. With billions processed across 170+ countries, we’ve helped businesses like yours grow without limits, no matter how they accept payments.
Setting up your MOTO payments doesn’t have to be complicated. At Payverge, we deliver fast, secure, and scalable solutions—so you can focus on serving customers, not managing payment issues. Here’s what you’ll get when you partner with us:
Cost-Effective Processing: Transparent pricing with competitive rates tailored to remote transactions.
Centralized Payment Management: Easily track and manage MOTO transactions, compliance, and reporting from one dashboard.
Chargeback Defense: Proactive fraud tools are designed to reduce disputes and protect revenue on card-not-present orders.
MOTO-Focused Solutions: Built specifically for mail and phone order businesses, with secure data handling and compliance baked in.
Multi-Currency Support: Accept remote payments from customers in 170+ countries—without payment delays or conversion confusion.
Virtual Card Options: Offer secure, tokenized payments for remote sales and recurring billing needs.
We understand the complexities of remote payment environments—and we’ve built an infrastructure that supports your long-term growth. Start today and see how Payverge makes MOTO simpler, safer, and stronger.
Don’t let the “high-risk” label hold your business back. With the right merchant account partner, even the most challenging industries can secure reliable payments and flourish. We have the experience, technology, and dedication to support your business every step of the way – from fast approvals to safeguarding your transactions long-term.
Take the next step now: Reach out to our team for a free consultation or simply fill out our quick application to apply for a high-risk merchant account today. The sooner you get set up, the sooner you can focus on growth without worrying about payments. Let us handle the risk and heavy lifting, so you can concentrate on what you do best – running your business successfully. We’re ready to help you succeed. Let’s get started!
MOTO stands for Mail Order / Telephone Order. It refers to card-not-present transactions where payments are accepted remotely—typically over the phone or through mailed order forms—and entered manually into a secure virtual terminal.
Yes. When done through a PCI-compliant provider like Payverge, MOTO processing uses encryption, tokenization, and fraud screening to protect cardholder information and reduce the risk of unauthorized charges or data breaches.
